Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


EXCLUSIVE to Keller Williams Real Estate Transactions.  If I am listing your home or representing you as the Buyer,  the buyer can utilize Keller Mortgage with highly competitive rates and their ZeroPlus program: 

ZeroPlus is:

  • Zero Loan Origination Fees
  • Plus $1,000 Toward 3rd Party Costs*
  • Plus Low, Low Rate
  • The ZeroPlus Program is EXCLUSIVE to Keller Williams Transactions

* $1,000 credit applies to loans $150k +, 3rd Party Costs such as inspections, appraisals, surveys

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